Authorized Lending


How it All Works

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Identity Your Offers

Confirm your basic info to look up your personalized loan offers

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Choose Your Loan

A loan expert will assist in selecting the optimal solution

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Get Your Money

e-Sign your docs and get your funds

Reviews from customers

"I was drowning in high-interest credit card debt until I found Authorized Lending. Their team not only helped me secure a consolidation loan at a much lower rate, but they also provided valuable advice on managing my finances more effectively. I'm impressed by their dedication to their clients' well-being."
Jennifer T
"Choosing Authorized Lending was one of the best decisions I've made. They took the stress out of managing multiple debts by streamlining them into a single, manageable monthly payment. Their professionalism and transparency throughout the process were truly commendable. I'm relieved to finally see a brighter financial future ahead."
"Authorized Lending made the daunting process of consolidating my debts so much easier than I expected. The team was incredibly knowledgeable, patient, and understanding of my financial situation. They crafted a personalized plan that helped me regain control of my finances. I'm truly grateful for their support!"
Sarah G
"I can't thank Authorized Lending enough for their outstanding service. From the moment I reached out, they were attentive and professional. They guided me through the entire consolidation process, answering all my questions and addressing my concerns. With their help, I'm now on a clear path towards financial freedom."
Mark S

2 W Dry Creek Cir
Suite 100
Littleton, CO 80120

Document & Disclosures

Authorized Lending, Inc. (Authorized) markets but does not broker, and/or originate unsecured consumer installment loans on behalf of itself and its Lending Partners. Authorized also markets other financial products and services. Any offers presented through this website are current estimates based on limited information we have about you. There is no guarantee that you will be approved for a loan or that you will qualify for the loan amount, interest rates, or terms offered/displayed. By applying for a loan, you are consenting to us sharing your information with Lending Partners and affiliates. Products and services offered through this site may not be available in all states.


Authorized Lending Partners (or their lenders’) loan terms vary with loan amounts ranging from $1,000 to $100,000, annual percentage rates (APR) ranging from 4.9% to 35.99%, origination fee ranging from 1% to 6% of the amount financed, and repayment terms from 4 to 84 months. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates.

A typical Personal Loan has a loan amount of $23,760, a 4.95% origination fee, a 48-month repayment term, and an interest rate of 18.00%. You would receive $22,584 ($23,760 less the $1,176 origination fee – a pre-paid finance charge) and the monthly payment would be $697.95 equating to an APR of 20.89%. The total interest would be $9,741.60 and the total cost of the loan (interest plus origination fee of $1,176) would be $10,917.72. The total of payments would be $33,501.60.

Review of Credit Information:  When you check your rate and review loan offers, our Lending Partners and/or their lenders may perform a soft inquiry on your credit report, which won’t impact your credit score. A separate soft inquiry will also occur when you accept an offer and submit your bank account information. Soft inquiries can only be seen by you. Prior to or when your loan is funded the lender will perform a hard inquiry on your credit report, which may impact your credit score and can be viewed by third parties.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.